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TATA AIA - Iraksha-Supreme

About The Plan

Tata AIA Life Insurance iRaksha Supreme is a non- linked non- participating, online term insurance plan. It's designed to be your online pure term solution of choice that will ensure your peace of mind at a very attractive and easily affordable price. What's more, you can buy it at your convenience of location and time - "online" without any hassle. You just need to "click" the mouse when you are ready to "pick" your life cover required.

Key Features

Higher of: Sum Assured or 10 times the Annualised Premium or 105% of the premium paid as on date of death.

Special premium rates for non-smoker and for medically fit non-smoker.

Premium discount for female lives.

Premium discount for customers opting for higher Sum Assured (Rs. 75 lacs & above.

Flexibility to choose policy term from 10 to 40 years, subject to meeting the maximum maturity age.

Min. Sum Assured Rs. 50 lacs and Max. No Limit (subject to underwriting).

Entry age 18-70 years.

Maximum maturity age-80 years.

Tax benefit u/s 80C & 10(10D) of the Income Tax Act, 1961.

Eligibility Criteria

  • Minimum sum assured is 0 lakhs & maximum sum assured is 0
  • Minimum entry age is 18 years & maximum entry age is 65 years
  • Minimum policy term is 0 years & maximum policy term is 0 years
  • Premium payment mode is Single, Half-yearly, Yearly
  • Maturity benefits are Nil
  • Grace period is 30 days
  • Yes, under Section 80C & 10(10D) of the Income Tax Act, 1961


Note: Hence, this is an illustration, the actual premium may vary.