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User Agreement

  • User Agreement

    Thank you for visiting our website www.suggestinsurance.com . This website is subject to the “User Agreement” or “Terms of Use”. Before using this website, you must read and agree all of its “Terms & Conditions” and the “Privacy Policy”. If you do not agree to the “User Agreement”, you won’t be allowed to access and use the services of the website.

    If you do not accept or breach any provision under this User Agreement, your right to access the website will immediately cease.

    This website is intended for use by individuals, aged 18 years and above only and not for commercial use. Content (text, image, video etc.) on the website is property of SuggestInsurance.com and copying for any commercial use is prohibited. Please note that we keep updating products, premium rates and product description regularly; however, if there is any discrepancy found, SuggestInsurance.com will not be responsible in any manner. SuggestInsurance.com reserves the right to withdraw any product at any time, without prior notice.

    We also reserve the right to modify, amend these User Agreement at any time. Therefore, you’re recommended to go through our User Agreement each time you use the website. The modified provisions will be effective from the date they are posted on the website.

  • Our Services

    So what exactly is an insurance comparison engine? And how can you be benefited from it? These are questions that might be striking in your mind.

    Well! A comparison engine does not offer any product of its own. It’s an online set up that facilitates insurance buyer to get quotes, features and other benefits of plans from all insurance providers in order to make insurance buying more transparent. We provide information service to obtain quotes and compare insurance policies on certain criteria such as – key benefits, exclusions, premium rates etc. For all these, we rely on the respective insurance company and we never guarantee the accuracy; however our continuous endeavor is to ensure the data is updated.

    Certain features of the website may be accessed by the registered members only. You can become a registered member free of cost by filling up the requisite field. Putting your personal details while registering, you solemnly affirm that all information you supply to us, is true and accurate.

  • Privacy Policy

    SuggestInsurance.com respects its visitors’ privacy. We recommend you to visit our Privacy Policy to know how we use the information provided by you. Using the www.suggestinsurance.com is subject to the provisions of our Privacy Policy, at all time.

  • Third Party Products

    SuggestInsurance.com provides you with a factual information, advertisements and links to other websites. We may recommend you certain plans but the final decision, whether to buy the plan or not, is yours. We’ll never be responsible for losses incurred out of investments, unsuitability of products or whatsoever. You should evaluate your own individual needs, objectives and financial condition before acting on the information and guidance provided by SuggestInsurance.com.

    We disclaim that SuggestInsurance.com has control or maintains the websites linked to it; hence SuggestInsurance.com does not authenticate the content shown on the third party websites. SuggestInsurance.comProducts shown on the website are not provided by SuggestInsurance.com but are instead provided by third parties over whom SuggestInsurance.com does not have control. Before purchasing you’re highly recommended to consult the respective product documents. Just by showing of products on our website, it does not constitute an endorsement by us of the provider,

    the product, the content of the provider’s website, or the activities of the provider.All prices – premium rates, sum assured, benefits etc. are quoted in INR (Indian rupees) only. SuggestInsurance.com does not take responsibility of any loss or damage you or any third party may suffer or incur in connection with any product you obtain after using our website or for any acts, omissions, errors or defaults of any third party in connection with that product.

    Some of the content on the website are generalized so that you can have a summary of the products you are comparing. However, it’s not necessary that all products are same. You must confirm the exact terms of any plan that you intend to purchase before making payment.

    By providing your personal details while visiting the website, you agree to accept calls, SMSs and/or emails from SuggestInsurance.com, its partners or any allies regarding your queries or any offerings. We do not guarantee that the emails and/or SMSs are free of viruses and do not contain any harmful content.

  • Fee / Charges of using SuggestInsurance.com website

    The service of the website www.suggestinsurance.com is free of cost. We get paid by the third party product providers (insurance companies) when you use our service to purchase products such as – life insurance, health insurance, travel insurance, motor insurance or any other insurance products, from them.

  • Personal Use

    • The website is meant for your personal use only (subject to your compliance with this User Agreement) and not for commercial use. Commercial use of this website is strictly prohibited.
    • Any activity that may affect the security of the website or any other information or material stored within it, is strictly prohibited.
    • Use of this website in any unlawful or fraudulent manner is strictly prohibited.
    • You agree that any information provided to the website is true, accurate and complete.

    You agree not to:

    • Use any automated tool to access, copy or extract any information.
    • Copy any website content, disclose the information to any third party, other than as expressly permitted by the User Agreement.
    • Use, obtain or an attempt to obtain any information from the website, in order to identify or discover premium rates, underwriting, rating and related business methodology or systems.
    • Distribute or share any spam material or any other form of bulk communication.
  • Registering an Account

    • SuggestInsurance.com permits its customers to create a personal account by generating a standard user id and password, or by using social media user id and password. Any such details provided or created would be referred collectively as - Login Details.
    • You agree that in any cases this account would be used by you only.
    • You assure that you’ll keep the login details secure and confidential at all time and will not disclose to anybody in any circumstances.
    • You will be responsible for all actions that take place accessing the website via your login details.
    • Any breach of this User Agreement under your login detail will be treated as a breach by you.
    • If at any time you learnt that security of your account is compromised, you must inform us in writing immediately. You can also change your password in any event. SuggestInsurance.com will not be responsible for any losses incurred to any unauthorized use of your account.
    • SuggestInsurance.com can disable or close your account at any time if it experiences any suspected or unauthorized use of your account. Thereafter, we will inform you by using your contact details provided to us.
  • Intellectual Property Rights

    • Logo of SuggestInsurance.com, all associated symbols and any combinations with another word, are the trademarks of SuggestInsurance.com.
    • All intellectual property rights in any material or content contained in or accessible via this website is either owned by SuggestInsurance.com or has been allowed / licensed to us for use by us.
    • You will only make fair use of the trademarks on this website and will not use them as part of your own.
  • Indemnity

    You agree to indemnify us, our employees and agents for any loss incurred, or any costs that may be incurred arising from your breach of this User Agreement or your use of this website.

  • General

    • In case any part of this User Agreement is determined to be legally invalid or unenforceable, such provision will be superseded by a valid, enforceable provision that most closely matches the intent of the original provision and the remainder of the terms will continue unaffected.
    • You or we will not be prevented from taking any further action if you or we fail to enforce the rights granted under this User Agreement.
    • These User Agreement constitute the entire agreement between you and us (SuggestInsurance.com) relating to your access to and use of this website and supersedes any prior agreements (including any previous terms of use of this website).